Risk Rankings › United Kingdom
United Kingdom — Sovereign Credit Report
United Kingdom's government debt is 94.6% of GDP, interest payments take 8.3% of government revenue, and consumer prices are up 3.0% year over year.
Higher = riskier. Based on 6 of 7 components (95% of the full weight); missing components are left out and the rest re-weighted. How the score works.
What drives the score
| Component | Reading | Risk points (0–100) | Weight | Adds to score |
|---|---|---|---|---|
| Debt-to-GDP | 94.6% of GDP (2025) | 29 | 26% | 7.7 |
| Interest-to-revenue | 8.3% of revenue (2024) | 33 | 26% | 8.8 |
| Credit rating (S&P) | AA | 14 | 16% | 2.3 |
| Inflation (CPI YoY, gap from 2%) | +2.98% YoY | 10 | 16% | 1.5 |
| Currency, 1-year vs USD | -1.7% vs USD | 33 | 11% | 3.5 |
| Debt trend (1-year change) | +2.1 pts of GDP | 47 | 5% | 2.5 |
| Foreign-held share of debt | Not available for United Kingdom — excluded | |||
The details
Debt
| Gross government debt | 94.6% of GDP |
| Data year | 2025 |
| Change vs. prior year | +2.1 pts |
| Interest / revenue | 8.3% (2024) |
| Foreign-held share | — |
Credit rating
| S&P long-term foreign-currency | AA |
| Notches below AAA | 2 |
| Investment grade? | Yes |
Ratings current as of 2026-08-10.
Inflation & money
| CPI, year over year | +2.98% |
| CPI, month over month | +0.71% |
| Broad money growth (YoY) | +2.56% |
| QTM implied inflation | +1.15%/yr |
QTM = money growth minus real GDP growth, the Hanke-Greenwood method, with a 12–24 month lag. Full table →
Currency
| GBP per US dollar | 0.7562 |
| Latest day vs USD | +0.18% |
| 1 year vs USD | -1.7% |
+ means the GBP gained against the dollar. Rates as of 2026-10-05. All currencies →
Monetary policy
| Policy rate | 3.75% |
| Last move | ▼ 0.25 pts |
| Changed on | 2025-12-18 |
| Real policy rate (rate − CPI) | +0.77% |
Source: Bank of England. Central banking →
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Sources: OECD (gross general government debt, CPI); World Bank (interest payments % of revenue, broad money); Eurostat and US Treasury TIC (foreign-held debt); IMF (real GDP growth); ECB via Frankfurter (exchange rates); BIS, Federal Reserve, ECB, Bank of Canada and Bank of England (policy rates); S&P (credit ratings, entered manually). Data refreshed Oct 5, 2026. The Bankrupt Baby Risk Score is our own composite indicator, not a credit rating. Educational content only — not financial advice.