Risk Rankings › Poland
Poland — Sovereign Credit Report
Poland's government debt is 72.9% of GDP, interest payments take 5.2% of government revenue, and consumer prices are up 2.4% year over year.
Higher = riskier. Based on 7 of 7 components (100% of the full weight); missing components are left out and the rest re-weighted. How the score works.
What drives the score
| Component | Reading | Risk points (0–100) | Weight | Adds to score |
|---|---|---|---|---|
| Debt-to-GDP | 72.9% of GDP (2025) | 19 | 25% | 4.9 |
| Interest-to-revenue | 5.2% of revenue (2023) | 21 | 25% | 5.2 |
| Credit rating (S&P) | A- | 43 | 15% | 6.4 |
| Inflation (CPI YoY, gap from 2%) | +2.37% YoY | 4 | 15% | 0.6 |
| Currency, 1-year vs USD | -7.2% vs USD | 49 | 10% | 4.9 |
| Debt trend (1-year change) | +5.9 pts of GDP | 73 | 5% | 3.6 |
| Foreign-held share of debt | 26.7% (Eurostat) | 38 | 5% | 1.9 |
The details
Debt
| Gross government debt | 72.9% of GDP |
| Data year | 2025 |
| Change vs. prior year | +5.9 pts |
| Interest / revenue | 5.2% (2023) |
| Foreign-held share | 26.7% |
Credit rating
| S&P long-term foreign-currency | A- |
| Notches below AAA | 6 |
| Investment grade? | Yes |
Ratings current as of 2026-08-10.
Inflation & money
| CPI, year over year | +2.37% |
| CPI, month over month | 0.00% |
| Broad money growth (YoY) | +9.24% |
| QTM implied inflation | +6.14%/yr |
QTM = money growth minus real GDP growth, the Hanke-Greenwood method, with a 12–24 month lag. Full table →
Currency
| PLN per US dollar | 3.9089 |
| Latest day vs USD | -0.23% |
| 1 year vs USD | -7.2% |
+ means the PLN gained against the dollar. Rates as of 2026-10-05. All currencies →
Monetary policy
Policy-rate data isn't tracked for Poland yet.
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Sources: OECD (gross general government debt, CPI); World Bank (interest payments % of revenue, broad money); Eurostat and US Treasury TIC (foreign-held debt); IMF (real GDP growth); ECB via Frankfurter (exchange rates); BIS, Federal Reserve, ECB, Bank of Canada and Bank of England (policy rates); S&P (credit ratings, entered manually). Data refreshed Oct 5, 2026. The Bankrupt Baby Risk Score is our own composite indicator, not a credit rating. Educational content only — not financial advice.